Published: 2026-01-21 14:20:07 EET
Alisa Bank Plc - Other information disclosed according to the rules of the Exchange

Sale of Alisa Bank Plc's consumer loan portfolio to Bankaktiebolaget Nordiska (publ) completed

ALISA BANK PLC STOCK EXCHANGE RELEASE 21.1.2026 AT 14.20 EET 

Alisa Bank Plc announced on 31 October 2025 that it had signed a Receivable Purchase Agreement to sell approximately a 75 per cent share of its consumer customers’ loan portfolio to Bankaktiebolaget Nordiska (publ), Sweden, for a purchase price of EUR 51 million. The approval of the Swedish FSA (Finansinspektionen), which was a condition for the completion of the transaction, has now been obtained, and the transaction has been completed.

The transaction has a one-off positive impact of approximately EUR 2.4 million on Alisa Bank’s result for the financial year 2025. In addition, Alisa Bank recognises impairment losses on intangible assets related to the withdrawal from the consumer finance totalling EUR 0.8 million in the financial year 2025, which will have a one-off negative impact on the result.

Withdrawal from the consumer financing is part of the Company’s strategy, under which Alisa Bank will increasingly focus on financing small and medium-sized enterprises and on growing its own deposit base.

Further information 

Sampsa Laine, CEO, Alisa Bank Plc, sampsa.laine@alisapankki.fi 

About Alisa Bank Oyj 

Alisa Bank Plc is a technology-driven financial services company offering seamless banking services through digital channels. We serve business clients, savers seeking competitive interest rates for their deposits, and partners. Together with our partners, we integrate banking services into the channels customers use daily. Alisa Bank Plc shares are listed on the Nasdaq Helsinki main market (ALISA) and the bank operates under a license granted by the Finnish Financial Supervisory Authority. www.alisapankki.fi